AAA or MCA
The AAA offers a narrower focus on being an association for automotive enthusiasts, which is why it is less likely to offer support for car owners beyond getting their vehicles back to working order. The MCA, on the other hand, offers a more comprehensive support program that includes services like roadside assistance and repairs.
Cost
The AAA charges $6-11 monthly and the membership begins immediately. The MCA charges $10-20 per month and the membership begins a day after payment.
What they offer?
AMA
The towing membership level limits the number of miles that a vehicle can be towed. The tire replacement service is available in an emergency. ..
MCA
The company is offering a tow and lockout delivery service for fuel, tire replacement and battery recharge. The service is available to customers in the United States.
Roadside Assistance
AMA
When you call AAA for service, the representative should be able to give you an estimate of how long you’ll have to wait and what services may be included in that estimate. If you have your membership card with you, roadside help can be provided in a vehicle that is not your own. We may charge separately some services from your usual membership fees. ..
MCA
Members can always rely on this service; members can call for service on any vehicle as long as they have their membership card with them. One can make an unlimited number of calls per year. It takes about 30 minutes to get connected to a call agent. Although, bad weather may sometimes affect the waiting period.
Types of vehicles covered
AMA
Some vehicles are eligible for membership in a club or for paying an additional fee, such as automobiles, motorcycles, travel trailers, etc. Sometimes one needs to be a member of the club or pay an additional fee to use these vehicles. ..
MCA
MCA members can use a wide range of vehicles, from cars to motorbikes and even boats.
Insurance
AAA sells a variety of insurance products, including life, renters, vehicle, and pet insurance. If you buy more than one policy from AAA, you may be eligible for a discount. In contrast, MCA only offers roadside assistance services. ..
What is the American Automobile Association?
The AAA was founded in 1907 as the American Automobile Association to provide automotive safety and protection for members. The organization has since become an association whose members include car manufacturers, the insurance industry, repair shops, and car clubs.
What is the Motor Club of America?
The Motor Club of America is a not-for-profit, independent club organization with over 1,000 local chapters and 3,000 members in the U.S. and Canada. Today, the Motor Club of America offers a variety of programs and services to its members, including insurance and car repair resources, driver education and on-the-road training, financial services, and recreational programs. The Motor Club of America is distinct from the American Automobile Association because it provides a wide variety of programs and services for its members beyond just insurance. ..
What’s the difference between AAA and MCA?
The two organizations have different focuses. The American Automobile Association is primarily an insurance company that focuses on drivers and car maintenance, while the Motor Club of America is primarily a car club organization with a focus on vehicle maintenance and recreational programs. The Motor Club of America provides a wider range of programs and services to its members, including financial services and recreational programs. ..
Bottom line
Both AAA and MCA provide roadside help and discount programs, but they have different pricing structures. MCA asks for more money upon sign-up and AAA perhaps requiring more money for additional services not included in the monthly membership price. MCA does not have a limit on the number of service calls that can be made per year, but they limit AAA members to four service calls per year.
Each member of the family must be added to your membership account as an associate.
If you have an emergency, you need AAA. It’s there to help you in any situation, whether it’s a car accident or a power outage. AAA has insurance for drivers and passengers in the United States and Canada, so you’re covered no matter what.
MCA coverage includes service on any vehicle you’re in, even if you’re not driving it. The car gets service as long as you’re the cardholder, and are present.
